Why F&I Manager Compensation Plans That Scale Is Quietly Costing You Deals
In 1985, the average F&I manager at a typical franchised dealership made about $35,000 a year. By 1995, that number had more than doubled. Today, a top F&I perf...
Why Your E-Contracting Rollout Is Quietly Killing F&I Attachment Rates
Sixty-three percent of franchise dealers report that their e-contracting rollout actually reduced F&I attachment rates in the first six months. Not by a little....
Why Chargeback Tracking and Trend Analysis Is Quietly Costing You Deals
How much money walked out your door last month because a customer got cold feet during the finance office visit? Most dealers can't answer that question with a...
Why the Deal Jacket Audit Checklist Is Quietly Costing You Deals
The assembly line at Ford's River Rouge plant in 1913 could produce a Model T every 93 seconds. That obsession with speed and efficiency shaped American manufac...
Why Protection Product Objection Handling Is Quietly Costing You Deals
In 1981, when the Honda Civic first showed up on California highways, cars came with a handshake warranty and luck. If your transmission went, you fixed it or y...
The Hidden Math Behind Menu Selling Gaps
Imagine it's 3 p.m. on a Friday. A customer is sitting in your F&I office ready to sign paperwork on a $28,000 used truck. Your new finance manager, hired six w...
Why Warranty Versus Service Contract Mix Is Quietly Costing You Deals
Before the internet made car shopping transparent, dealerships sold warranties like they were handing out lottery tickets. It was 1995, the consumer didn't know...
Why Back-End Gross Targets by Store Is Quietly Costing You Deals
What if the pressure you're putting on your finance team to hit a specific back-end gross number per store is actually costing you more deals than it's generati...
The Hidden Cost of Moving Too Fast
Roughly 8% of dealership deals fall apart after the customer drives off the lot. Most managers blame financing or credit issues. But the real culprit is somethi...
How Compliance Disclosures in Your Finance Office Are Quietly Killing Back-End Gross
In 1968, the Federal Trade Commission introduced what became known as the Holder Rule, requiring dealers to post a specific notice about consumer rights in fina...
Why Your Best Lender Relationships Are Quietly Costing You Deals
The Silent Deal-Killer: Why Your Best Lender Relationships Are Actually Costing You Money In 1985, most car dealers had exactly three options when it came to f...
Why Finance Income Per Retail Unit Is Quietly Costing You Deals
Roughly 23% of dealers say their finance income per retail unit is flat or declining year over year, even as their transaction prices climb. That's not a market...